At Community Risk Advisors, LLC (CRA), we are not generalists—we are insurance specialists for condos, HOAs, and multi-family communities. Our […]

Insurance is often one of the least understood parts of a community’s risk management strategy.  Board members and unit owners […]

Severe weather commonly raises questions for community associations, especially when trees come down. Who removes the tree? Who pays for […]

What Boards Need to Know Over the past several years, community associations across the country have faced a perfect storm […]

For condominium and community associations, property insurance is one of the largest—and most complex—budget items. Among the most misunderstood components […]

Managing association finances securely is a core responsibility of boards and property managers. One area receiving increased attention is how […]

As a property manager for condominium and homeowners associations, you are often asked to provide a currently valued loss run […]

In past renewal cycles, many condominium and homeowner associations saw relatively straightforward insurance renewals with incumbent carriers: updated applications, routine […]

When a condominium or homeowners association purchases property insurance, one of the most important—and often overlooked—decisions is the policy form. […]

Insurance premiums don’t increase randomly, and non-renewals rarely come “out of nowhere.” In today’s insurance market, carriers are scrutinizing risk […]

Few challenges create more confusion — and more conflict — than insurance responsibility after a loss. When multiple units are […]

Data breach and cyber attacks are more prevalent than ever, and no business, large or small, is immune from cyber […]