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Community Association Insurance: Common Myths vs. Facts

Insurance is often one of the least understood parts of a community’s risk management strategy. Board members and unit owners […]

What is coinsurance & how does it work?

Lauri Ryder

For condominium and community associations, property insurance is one of the largest—and most complex—budget items. Among the most misunderstood components

trees knocked down by storm on top of building

When the Storm Hits: Downed Trees

Tyler Robinson

Severe weather commonly raises questions for community associations, especially when trees come down. Who removes the tree? Who pays for

contractors with blueprint review framing of building

Rising Construction Costs & Your Community Association’s Insurance

Anthony Rogers

What Boards Need to Know Over the past several years, community associations across the country have faced a perfect storm

Dedicated to Community Associations

Lauri Ryder

At Community Risk Advisors, LLC (CRA), we are not generalists—we are insurance specialists for condos, HOAs, and multi-family communities. Our

Community Association insurance requirements pyramid

Community Association Insurance Requirements: What Boards Need to Know About State Regulations

Howard Kaufman

While governing documents often outline association responsibilities, state statutes add another layer of requirements that can significantly influence insurance decisions,

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Anthony Rogers

VP of Placement and Territory Manager – Southeast

Anthony Rogers is a seasoned insurance professional and prior to CRA, was a Senior Placement Specialist, bringing more than 11 years of experience in the insurance industry, including over 8 years specializing in Real Estate Insurance. Throughout his career, Anthony has been recognized for his strong leadership, strategic vision, and ability to build high-performing, collaborative teams that deliver exceptional results.

Holding a Property & Casualty license in North Carolina, along with additional licenses in several other states, Anthony combines deep industry knowledge with a passion for developing innovative sales strategies and strengthening client partnerships. His leadership philosophy centers on integrity, accountability, and empowering others to achieve excellence. Dedicated to continuous growth, Anthony is committed to both personal and professional development.

Outside of work, he values time spent with his family, actively gives back to his community, and seeks opportunities to mentor others and make a positive impact.

Howard Kaufman

Territory Manager, Mid-Atlantic

With over two decades of experience in accounting, financial analysis, and property management, Howard Kaufman applies a strategic, numbers-driven lens to help community associations manage risk more effectively and efficiently. He holds an MBA and professional designations as a Certified Professional Insurance Agent (CPIA) and a Certified Manager of Community Associations (CMCA).

His career began in accounting and financial analysis, where he spent nine years developing a deep understanding of fiscal responsibility, budgeting, and asset management. He later transitioned into property management, gaining 14 years of hands-on experience leading residential and mixed-use communities with a focus on leadership, compliance, and operations.

Today, Howard specializes in property and casualty insurance for community associations, combining financial expertise and operational insight to deliver smart, cost-effective coverage.

Lauri Ryder

VP of Operations

With over 20 years of experience in Insurance & Risk Management, Lauri brings deep industry expertise to support community associations and property management companies in navigating complex risks and achieving peace of mind.

She provides risk management and insurance consultation for our client partners and mentors our growing team.

As a Certified Manager of Community Associations (CMCA), Certified Risk Manager (CRM), Certified Insurance Counselor (CIC), and CAI Educated Business Partner, Lauri combines technical expertise with practical insight.

She is a member of Community Associations Institute and has authored industry related articles for Quorum Magazine.

Outside of work, Lauri enjoys quiet moments with a good book or music—though her chihuahua, Coco, insists that downtime is for her!

Allen Hudson

President & Founder

Allen Hudson has over 20 years of experience in the Insurance & Risk Management Industries, with a special focus on Real Estate and Multi-Family risk.

He is a Certified Risk Manager (CRM), Certified Insurance Counselor (CIC) and faculty member for the National Alliance of Insurance Education & Research (NAIER), where he teaches risk management and insurance to insurance professionals across the country.

Allen launched CRA to proactively address the evolving challenges facing his clients. As insurance costs rise, he recognized the need for a firm with deep, industry-specific expertise that traditional agents and carriers often lack.

This specialized focus allows CRA to deliver greater value through access to niche markets, personalized service, proactive risk strategies, and competitive insurance solutions tailored to the multi-family industry.

He remains actively engaged in industry trends and regularly shares insights on risk management and insurance issues affecting the multi-family real estate sector.

Chad Beffa

Vice President of Operations, Midwest

Chad Beffa, Midwest Territory Manager, brings more than 25 years of experience in the insurance industry, with deep specialization in Community Association, Habitational, and Construction Insurance. He began his insurance career shortly after graduating from Winona State University and relocating to Chicago.

Chad is an active member of the Chicago Chapter of the Community Associations Institute (CAI) and is committed to supporting the organization’s mission through ongoing engagement and collaboration.

Outside of work, Chad enjoys spending time with his family, cheering on Chicago sports teams, and exploring the city’s diverse neighborhoods and dynamic culinary scene.

Tyler Robinson

VP of Corporate Relations

Tyler joined CRA in March 2025, bringing nearly a decade of Community Association Insurance experience. He entered into the insurance industry following service as a Finance Officer in the United States Army, where he gained hands-on experience actively managing risk and creating contingency plans and SOPs. He is a proud Alumnus of the Virginia Military Institute (VMI) with a Bachelor’s Degree with Distinction in Economics & Business. Tyler holds a Certified Insurance Counselor (CIC) designation through the National Alliance of Insurance Education & Research and is a CAI (Community Associations Institute) Educated Business Partner. Tyler is an active member of the Washington, D.C. Metro, Chesapeake Regional, and North Carolina Chapters of Community Associations Institute. In his spare time, Tyler is an avid sports fan and enjoys spending time with his growing family and playing golf.

Eugenia ‘Eushi’ Aranda

Client Experience Director

I possess strong problem-solving skills and excel at managing my time effectively to meet deadlines and exceed expectations. My commitment to providing top-tier client service ensures that I consistently deliver high-quality results.

Additionally, I am bilingual in English and Spanish, allowing me to communicate clearly and build positive relationships with a diverse range of clients and colleagues. This ability enhances collaboration and expands my capacity to serve others effectively.

Susan Reyes

Insurance Coordinator

I am driven by a passion for results and bring dedication, organization, and attention to detail to every task. My goal-oriented approach ensures high-quality outcomes and efficient management of priorities.

With empathy and a focus on collaboration, I strive to understand others’ needs and foster positive relationships, contributing to a supportive and successful work environment.

Ana Palacios

Placement Director

As a results-driven time management expert, I excel at prioritizing tasks to maximize efficiency and meet deadlines. My approach centers on identifying and implementing optimal solutions that address needs while maintaining a high standard of accuracy in every project.

In addition, I am a strong communicator who values teamwork and collaboration. By fostering open communication and cooperative work environments, I help ensure that outcomes are both efficient and error-free, leading to consistently successful results.

Brad Lowery

VP of Finance

Brad brings five years of experience in insurance accounting, following his completion of a master’s degree in accounting from James Madison University.

Brad spent four and a half years at a managing general agent and joined Community Risk Advisors in April 2025.

At Community Risk Advisors, he oversees financial operations with a focus on accuracy, efficiency, and client support in policy management and insurance financing.

Outside of work, Brad enjoys reading and golfing—especially when he can squeeze in a round on a sunny weekend.

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