Dedicated to Community Associations

By Lauri Ryder

At Community Risk Advisors, LLC (CRA), we are not generalists—we are insurance specialists for condos, HOAs, and multi-family communities. Our […]

Community Association Insurance: Common Myths vs. Facts

By Lauri Ryder

Insurance is often one of the least understood parts of a community’s risk management strategy.  Board members and unit owners […]

What is coinsurance & how does it work?

By Lauri Ryder

For condominium and community associations, property insurance is one of the largest—and most complex—budget items. Among the most misunderstood components […]

When the Storm Hits: Downed Trees

By Tyler Robinson

Severe weather commonly raises questions for community associations, especially when trees come down. Who removes the tree? Who pays for […]

Rising Construction Costs & Your Community Association’s Insurance

By Anthony Rogers

What Boards Need to Know Over the past several years, community associations across the country have faced a perfect storm […]

Community Association Insurance Requirements: What Boards Need to Know About State Regulations

By Howard Kaufman

While governing documents often outline association responsibilities, state statutes add another layer of requirements that can significantly influence insurance decisions, […]

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