Terms & Conditions

Effective Date: September 1, 2025

Welcome to the website of Community Risk Advisors, LLC (“we,” “our,” or “us”). By accessing or using this website, including submitting information through our fillable forms, you agree to the following Terms & Conditions. Please read them carefully.

Use of Website

  • This website is provided for informational purposes only.
  • By submitting your personal information through our forms, you agree that the information is accurate, complete, and your own.
  • You agree not to use this website for any unlawful, fraudulent, or harmful activity.

Insurance Quotes & Coverage

  • Completing and submitting a form on this website does not bind coverage or guarantee that insurance will be provided.
  • Insurance coverage is subject to underwriting approval, policy terms, and payment of applicable premiums.
  • Any descriptions of products or services on this website are for informational purposes only and do not amend, modify, or supplement any insurance policy.

Information You Provide

  • Name 
  • Address 
  • Phone number
  • Email address 
  • Insurance-related details (such as policy type, coverage interests, or claims information, if voluntarily provided)
  • You agree that the information you provide is accurate and current.

Privacy

  • Your submission of personal information through this website is governed by our Privacy Notice. Please review it to understand how we collect, use, and safeguard your data.

Intellectual Property

  • All content on this website, including text, graphics, logos, and design, is the property of Community Risk Advisors, LLC or its licensors and is protected by intellectual property laws.
  • You may not reproduce, distribute, or modify any part of this website without our written consent.

Disclaimer of Warranties

  • This website and its content are provided “as is” without warranties of any kind, express or implied.
  • We make no guarantee that the website will be error-free, secure, or available at all times.

Limitation of Liability

  • To the fullest extent permitted by law, Community Risk Advisors, LLC will not be liable for any damages arising out of your use of this website, including reliance on any information obtained here.

Links to Third-Party Sites

  • Our website may contain links to external websites. We are not responsible for the content, policies, or practices of third-party websites.

Governing Law

  • These Terms & Conditions are governed by the laws of the state in which Community Risk Advisors, LLC operates, without regard to conflict of law provisions.

Changes to Terms

  • We may update these Terms & Conditions from time to time. The “Effective Date” above reflects the most recent version.
  • Continued use of the website indicates your acceptance of any changes.

Contact Us

Scroll to Top